Terms & Conditions

Carefully read all of the following terms and conditions of this agreement (the Agreement) before using or accessing the {{PRODUCT}}. Accessing the {{PRODUCT}} is the equivalent of you signing and accepting this Agreement and indicates your acceptance of applicable terms and conditions and that you intend to be legally bound by them.

You and your organization (you) agree to the following terms and conditions, as modified or amended by Risk Advisor from time to time. Each time you access the {{PRODUCT}}, you re-confirm your acceptance of this Agreement. If you do not agree to be bound by these terms, please exit now and discontinue your use of the {{PRODUCT}}.

Copyright and Ownership

All materials published or otherwise accessible through the {{PRODUCT}} including but not limited to articles, opinions, illustrations, information, content, reports, data, graphics, trade-marks, logos and trade names contained in the {{PRODUCT}} (collectively referred to as the “Content”) and including the manner in which the Content is presented or appears and all information relating thereto are protected by copyright and are owned or controlled by Risk Advisor or used by Risk Advisor with permission. The compilation of all Content in the {{PRODUCT}} is the exclusive property of Risk Advisor. You agree to abide by all additional copyright notices and restrictions contained in any Content.

No Unlawful or Prohibited Use

You agree that you will not, without Risk Advisor’s prior written permission, use the {{PRODUCT}} or the Content for purposes other than your own personal non-commercial use and benefit. You may not use the {{PRODUCT}} or the Content for any commercial or non-commercial purpose. You acquire absolutely no rights or licences to the {{PRODUCT}} or the Content other than the limited right to use the {{PRODUCT}} and the Content in accordance with this Agreement.

Certain words, phrases, names, designs or logos used in the {{PRODUCT}} may constitute the trade-marks or trade names of Risk Advisor or of third parties. Nothing contained in the {{PRODUCT}} should be construed as granting any licence or right to use any trade-marks or trade names displayed in the {{PRODUCT}} without the written permission of Risk Advisor or the written permission of the third party that may own them.

You agree that you will not use the {{PRODUCT}} for any purpose that is unlawful. Except as expressly provided in this Agreement, any reproduction, retransmission, distribution, sale, republication, modification, translation of or creation of derivative works based on the {{PRODUCT}} or the Content, in whole or in part, and any decompilation, disassembly, reverse engineering or other exploitation of the {{PRODUCT}} , without prior written permission, is strictly prohibited.

Limitation of Liability

THIS {{PRODUCT}} AND THE CONTENT ARE PROVIDED “AS IS” ONLY, WITH NO REPRESENTATIONS OR WARRANTIES WHATSOEVER. IN NO EVENT WILL Risk Advisor, ITS PARTNERS, EMPLOYEES, OR AGENTS BE LIABLE FOR ANY DAMAGES ARISING OUT OF OR IN CONNECTION WITH THE USE OF THE {{PRODUCT}} OR YOUR RELIANCE ON THE CONTENT, WHETHER IN AN ACTION OF CONTRACT, TORT (INCLUDING WITHOUT LIMITATION NEGLIGENCE), STRICT LIABILITY, BREACH OF A FUNDAMENTAL TERM, FUNDAMENTAL BREACH, OR OTHERWISE. You are solely responsible for the retrieval and use of the Content.

Third Party Content

The {{PRODUCT}} contains third-party content or materials, which are not under the control of Risk Advisor and are provided as a convenience and for your information only. Risk Advisor makes no representations whatsoever about any other content or material which you may access through the {{PRODUCT}}. When you access a non-Risk Advisor content through this {{PRODUCT}}, you do so at your own risk and acknowledge that Risk Advisor is not responsible for the accuracy or reliability of any information, data, opinions, advice, or statements made on these content or materials. Sharing another content or material does not mean that Risk Advisor has endorsed, investigated or verified its content.

Governing Law

This Agreement is governed by the laws of Ontario and these laws apply to the use of the Website or the Content by you, notwithstanding your domicile, residency or physical location. The {{PRODUCT}} and the Content are intended for use only in jurisdictions where it may lawfully be offered for use.

Termination

Notwithstanding any of these terms and conditions, Risk Advisor reserves the right, without notice and in its sole discretion, to terminate your license to use the {{PRODUCT}}, and to block or prevent future access to and use of the {{PRODUCT}} if you violate any of the terms of this Agreement. Upon termination, the terms of this Agreement shall continue to apply.

Entire Agreement

This Agreement contains the entire agreement between the parties as pertaining to the subject matter of these terms and conditions and supersedes all prior agreements, understandings, representations, negotiations, and discussions, whether oral or written, of the parties. There are no warranties, representations or other agreements between the parties in connection with the subject matter of this Agreement except as specifically set forth in this Agreement.

Severability

If any term of this Agreement is held invalid, illegal or unenforceable, the remaining portions shall not be affected. The Agreement shall thereafter be construed as if such invalid, illegal or unenforceable provision were omitted.

Contacting Us

For more information about the use of the {{PRODUCT}} and its Contents, please contact Risk Advisor here.